Banking

[MADVR4]

Just wondering if any1 here has anything to do with loans with banks? or has a good friend etc as i need a better bank lol or atleast some help

let me know
Grant

 

[olly]

i think charlie has something to do with that kinda stuff?

 

[rock_it]

What kinda loan ... ???

Personal or mortgage ???

 

[MADVR4]

personal.... i have a Secured loan but im looking to get a personal loan to pay my secured one out if you get what i mean haha



Grant

 

[DjB]

It comes down to whether the bank thinks your a risk or not. That comes down to how much your earn, your current liabilities and your credit rating. Loan guarantors can help out, as do assets. Be careful how you apply for loans. If you get knocked back by one bank, there is a fairly good chance you are going to get knocked back by most. If you get knocked back the first time, don't run around applying for 10 others. Applying for loan after loan and getting knocked back repetitively can affect your credit file (not rating). Your credit file is basically a record of what money you have had credited to you.... I'm pretty thats the case with credit file. Maybe its history. Anyways, be careful how you apply for loans... Read them carefully and do your research.

Good luck man....

Chris

 

[myevo1]

check out citibank.. they have this thing called personal credit.
I think its like getting a credit card and you can transfer you personal loan onto it and it only like 6.75% for the life of the balance transfer.
I am gonna go check it out tomorrow.

 

[rock_it]

I do mortgages, so yeah can't help ... Sorry ...

 

[GSRGRL]

hey,
ive done sorta what your after, i had a car loan, took out a personal loan and paid off my car loan with the personal loan, but took out extra on the personal for a few other things, it helps when ya mums high up there.... she works at National.... need help and would like me to ask her about your situation pm me.... shes helping me at the moment with a home loan....