car insurance

matress · May 23, 2006

car insurance, yes, it's a shit thing, but it has come to that time of the year for me to pay up a ridiculous amount of money to a bunch of pricks who probably won't cover me in the event of something happening anyway...
but that aside, who are you with?
I'm currently with Vigil, but am shopping around. Got quoted $1055 full comp, rating 1, but they are re-assessing it due to me telling them about my licence suspension.
Already been refused by Shannons due to a 3 month loss of licence 12 months ago and had a quote from Just Car Insurance for $1325 (full comp, protected rating 1)
Mat

GSRSOL · May 23, 2006

oops

i havent told mine about any mods since the exhaust was done, let alone that ive lost my licence twice :shock:

might be time to re-assess my policy too

olly · May 23, 2006

can't be as bad as mine..
car is still insured under my dads name as a stock gsr with rims..

joe-ness · May 23, 2006

MAFIA insurance ! you hit me, i hit you !

WRCVR4 · May 23, 2006

joe-ness said:
MAFIA insurance ! you hit me, i hit you !

The only insurance GARANTEED to pay out :wink: :lol:

Entaran · May 23, 2006

matress said:
car insurance, yes, it's a shit thing, but it has come to that time of the year for me to pay up a ridiculous amount of money to a bunch of pricks who probably won't cover me in the event of something happening anyway...
but that aside, who are you with?
I'm currently with Vigil, but am shopping around. Got quoted $1055 full comp, rating 1, but they are re-assessing it due to me telling them about my licence suspension.
Already been refused by Shannons due to a 3 month loss of licence 12 months ago and had a quote from Just Car Insurance for $1325 (full comp, protected rating 1)
Mat

I was with vigil till I read the fineprint. Try Unique Car Insurance.

tharaka · May 23, 2006

im with just cars

the only people that will insure me

matress · May 23, 2006

tharaka said:
im with just cars

the only people that will insure me

what'd you do?

tharaka · May 23, 2006

matress said:
tharaka said:

im with just cars

the only people that will insure me

Click to expand...

what'd you do?

im 18

matress · May 23, 2006

bullshit! :lol:
whats the real reason?

tharaka · May 23, 2006

matress said:
bullshit! :lol:
whats the real reason?

haha
no seriously

just cars and RACV are the only ones that will insure me

and RACV wont allow any mods

same as when i had the s13, just cars were the only people that would insure me

BobWrinkle · May 23, 2006

Yeah I am in the same boat as Tharaka, only i lost my licence for 3 months

runuts · May 23, 2006

I'm with Just Cars.

EVO 3 - With all mods, full engine with big turbo, aftermarket ecu, different front mount, all suspension mods, 8k stereo, full leather retrim, 18" wheels, coilovers etc etc... all mods listed, agreed value of 48.5K.

I pay $890ish($894 or somethin) a year full comprehensive.

I'm 28 btw, which prob makes a difference.

matress · May 23, 2006

that's cheap!
I think as soon as you turn over 25, the premium drops considerably.
runuts - have you ever had a loss of licence or a claim?

3diamonds · May 23, 2006

i just went with Just Cars yesterday.$1400 with unlimited mods, fire, theft, damage. only thing is a $1400 excess. but i'm just glad i got it insured with someone....

runuts · May 23, 2006

matress said:
that's cheap!
I think as soon as you turn over 25, the premium drops considerably.
runuts - have you ever had a loss of licence or a claim?

Yes, have lost my license, but it was over 5 years ago, and they werent interested in it.

Funnily enough, I'd never made a claim until I got the evo 3. Had the car 5 days, hadnt even got the insurance papers yet, and someone ran into my car in a car park. Anyways, rang just cars, explained, paid the premium by credit card over the phone, and the car was assessed two days later and repaired within 2 weeks. So I was pretty happy with that. Considering i'd never made a claim before, I was very impressed with the way that Just cars went about it. They contacted me many times during the course of it to give me updates, and quite a few times afterwards to make sure I was happy with everything.

WRCVR4 · May 23, 2006

runuts said:
aftermarket ecu,

Therefore the car isnt roadworthy (EPA) Write it off, and they CAN get out of paying :evil: <<<Hates insurance people :cry:

tharaka · May 23, 2006

WRCVR4 said:
runuts said:

aftermarket ecu,

Click to expand...

Therefore the car isnt roadworthy (EPA) Write it off, and they CAN get out of paying :evil: <<<Hates insurance people :cry:

they will only do that if it caused the accident

matress · May 23, 2006

are you sure?
i wasn't sure about that, say for example if the car is too low to be roadworthy, but it gets stolen, does the unroadworthyness void your insurance in the case of a theft claim?

WRCVR4 · May 23, 2006

matress said:
does the unroadworthyness void your insurance in the case of a theft claim?

Dont quote me, but i believe it doesnt (In relation to theft)

car insurance

Help Support 4GTuner:

Well-Known Member

Bird Nerd

has no car :(

Member

Well-Known Member

Well-Known Member

Member

Well-Known Member

Member

Well-Known Member

Member

Member

Well-Known Member

Well-Known Member

Well-Known Member

Well-Known Member

Well-Known Member

Member

Well-Known Member

Well-Known Member

Similar threads